Credit Report
Credit Report
Tenant Screening Credit Reports
Every Credit Report bundle includes a ResidentScore which is a proprietary scoring system that aims to assess the creditworthiness of rental applicants. It provides landlords with a numerical score that represents the applicant’s likelihood of fulfilling their financial obligations, specifically related to rent payments..
While ResidentScore can be a useful tool in the tenant screening process, it’s best paired alongside a Credit, Criminal, Eviction and Income Insights Reports which are all usefull tools when evaluating potiential applicants for your rental property.
Tenant Screening Credit Report: beyond the score
Our ResidentScore is designed to help you and other landlords like you make better rental decisions—and it’s free for landlords who pass on the cost to renters. But that doesn’t mean you won’t have questions like:
What’s in the tenant credit report?
How recent are the late payments? How late? How much was late? Who was paid late?
You can see these details for yourself when you upgrade to receive a SmartScreen rental credit report:
- The above details are a key part of the screening report
- Formatted for tenant screening
- View on your computer, phone, or tablet
- Available without a physical inspection
Know your tenant’s rental credit report
With Clearscreening SmartScreen’s renter credit report
With ClearScreening SmartScreen, landlords can run rental credit reports in minutes. As a property owner or landlord, you’ll be able to make better decisions for your rental property much faster and more efficiently.
ClearScreening SmartScreen offers a credit report for landlords like you that want to know more about their applicant’s credit history. After signing up for a free account, you can gain fast access to the same data that’s used by large property management companies with ClearScreening SmartScreen’s comprehensive leasing recommendations. If you want a thorough background report on your renters, SmartScreen will show you the whole picture in an easy to read format.
Doesn’t impact the tenant’s credit score
A tenant credit check from SmartScreen is different than most resident screening services. A review of a SmartScreen report results in a soft-inquiry on the applicant’s credit history, which has no effect on their overall credit score. Rental applicants can also be confident in the safety and security of their personal information throughout the process thanks to ClearScreening’s experienced team. ClearScreening SmartScreen is the clear choice for helping you make the right decisions for your rental property.
Since the rental applicant initiates the release of their personal information, the result will be a soft-inquiry that won’t affect the applicant’s credit score. As an added bonus, our tenant credit reports are formatted for tenant screening to help you better analyze the risk of renting to potential tenants.
Easy-to-read format
SmartScreen makes it easy and free for landlords to sign up and quickly identify important information about a potential applicant. You’ll get the insight you need to make an informed leasing decision by accessing the context behind the score.
Available 24/7 online
Since the entire ClearScreening SmartScreen tenant screening process is completely online, it’s accessible whenever it’s most convenient for you. We also provide mobile optimized reports, so that you can access the tenant credit check you need wherever you are.
Provided by a trusted company
SmartScreen renter credit reports are provided by TransUnion, a company with more than 40 years of experience in the consumer reporting industry.